Medical bill negotiation
Professional medical bill negotiationStarts from $49/case
Certified advocates review your itemized bill, find coding errors and overcharges, and negotiate with the hospital billing department.
Members $49/case · non-members $99/case. Member 5:1 guarantee: save $245+ or pay nothing.
Ready when you are
Share your itemized bill at checkout — review begins within 1 business day.
Why patients use VCare
Flat fees
Not a percentage of savings. Not a retainer. Members pay $49 per case; non-members pay $99 — you know the cost before you start.
5:1 savings guarantee
For members: VCare must recover at least $245 for every $49 fee. If they don't, the member fee is waived.
Certified advocates
VCare's team holds board certifications in patient advocacy. These are trained professionals — not chatbots or offshore call centers.
Works on collections
If your bill has already moved to collections, VCare can still review it. Don't pay a collection account before calling.
How it works
VCare handles the full process — from bill review through documented negotiation with billing.
Step 1
Submit your bill
Share your itemized hospital bill and any available Explanation of Benefits. VCare's team begins review within 1 business day.
Step 2
Advocates find errors and build your case
Certified advocates cross-reference every charge against your medical records and EOB — duplicates, upcoding, inflated fees — and document a case for billing.
Step 3
VCare negotiates on your behalf
Advocates contact the hospital in writing and by phone to dispute errors and negotiate the balance. You get a written summary of every change and dollar recovered.
Step 1
Submit your bill
Share your itemized hospital bill and any available Explanation of Benefits. VCare's team begins review within 1 business day.
Step 2
Advocates find errors and build your case
Certified advocates cross-reference every charge against your medical records and EOB — duplicates, upcoding, inflated fees — and document a case for billing.
Step 3
VCare negotiates on your behalf
Advocates contact the hospital in writing and by phone to dispute errors and negotiate the balance. You get a written summary of every change and dollar recovered.
Pricing
Flat fee per case — not a percentage of savings.
Members
$49
per case
- ✓Full bill review + error identification
- ✓Direct negotiation with billing
- ✓5:1 savings guarantee (min. $245)
- ✓Written summary of changes
Non-members
$99
per case
- ✓Full bill review + error identification
- ✓Direct negotiation with billing
- ✓Same advocacy team and process
- ✓Pay the non-member rate at checkout
What members have saved
“$11,000 hospital bill. VCare reviewed it, identified the errors, negotiated directly with the provider. Final balance: $250.”
James C., NJ
“My mom's bill was $52,000 after her surgery. VCare went through everything. We ended up paying $12,500.”
Michael T., WI
“I was billed $3,200 for anesthesia during an outpatient procedure. VCare found the phantom charge within 48 hours. Bill corrected to $0.”
Savannah N., TX
“Three separate bills from the same hospital visit. VCare found a duplicate charge on all three and got the billing department on a single call. Saved $1,400.”
Lisa R., FL
DIY vs. VCare
Time to spot billing errors
Often 8–15+ hours on your own
Handled in the case review
CPT / coding expertise
Easy to miss without training
Certified patient advocates
Hospital escalation
Cold calls, easy to stall
Documented path to billing leadership
Savings guarantee
None
Members: 5:1 or fee waived
Bills in collections
Hard to navigate alone
Review + negotiate when possible
Frequently asked questions
Start your bill negotiation case
Members $49/case · non-members $99. No minimum bill size. Members: save $245+ or pay nothing (5:1 guarantee).